Polar Bear

Summary

Init +4; Atk bite +8 melee (1d8) or claw +12 melee (1d8); AC 18; HD 8d8; MV 40’ or swim 30’; Act 2d20; SP camouflage +8, maul (if both claws hit, 2d6 plus free bite attack), ignore first 10 points of cold damage from any source; SV Fort +14; Ref +4; Will +8; AL N.